Accidents at work and occupational diseases
If you are a national of a European Union country and suffer an accident at work or fall ill with an occupational disease while in Croatia, you are entitled to healthcare with a European Health Insurance Card.
The above-mentioned refers to:
- benefits in kind and cash benefits in case of an accident at work or an occupational disease;
- pension insurance system benefits.
Accidents at work and occupational diseases in Croatia are covered by mandatory health and mandatory pension insurance.
- Benefits are paid from mandatory health insurance in case of temporary incapacity for work,
- Benefits in case of disability and physical impairment are paid from pension insurance.
Conditions:
In the case of an accident at work or an occupational disease, you are insured not only if you are employed or self-employed, or a farmer, but also if you are a member of a special group of insured persons for whom insurance is provided. These are, for example, pupils and students during practical training, vocational practice, study tours, and members of voluntary fire departments during fire-fighting activities. No prior insurance is required to be eligible for benefits in the case of an accident at work or an occupation disease.
This holds true for benefits when incapacitated for work, i.e. sickness, as well as when claiming invalidity pension, professional rehabilitation and survivor’s pension.
Claiming rights:
Under health insurance, you may claim the following due to an accident at work or an occupational illness:
- screenings and diagnostic procedures as part of specific healthcare at a specialist doctor chosen by the employer. If you are self-employed, you choose your own doctor.
- in the case of an accident at work and suspicion of an occupational disease, proceedings must be instituted at the competent local office of the Croatian Health Insurance Fund (HZZO) by submitting the accident at work/occupational disease notification. This is done by your employer and your chosen primary health care doctor.
- sick leave is dealt with by your chosen primary healthcare doctor.
- you claim travel costs by submitting an application to the competent local office of the HZZO.
- funeral costs are claimed by submitting an application to the competent local office of the HZZO and are paid to the person who covered costs of the funeral (for example, a family member).
Within the pension insurance system, you may be entitled to invalidity pension, occupational rehabilitation and impairment benefit.
- Entitlement to disability pension and professional insurance proceedings are initiated at the request of your chosen doctor if you are insured (see chapter Invalidity pension);
- The process of claiming body impairment benefit begins by filing an application with the regional office of the Croatian Pension Insurance Institute (HZMO) in your place of residence.
- On the basis of your application, a medical assessment will be carried out by the Institute for Medical Assessment, Occupational Rehabilitation and Employment of People with Disabilities.
Forms:
Notice of duration of temporary incapacity for work:
http://www.hzzo-net.hr/dload/tiskanice/ObavTrBol_28042009.pdf
Accident at work report:
http://www.hzzo-net.hr/dload/zastita_zdravlja/OR/Prijava_o_ozljedi_na_radu.pdf
Occupational disease report:
http://www.hzzo-net.hr/dload/tiskanice/Prijava_profesionalne_bolesti.pdf
Institution
Croatian Pension Insurance Institute, Regional Office in Zagreb
Tvrtkova 5; Zagreb 10000
Tel: +385 1 4595 500
E-mail:
zagreb@mirovinsko.hr
Working hours 8 till 16 hours (Monday-Friday)
The Croatian Pension Insurance Institute (HZMO) is a public institution established under the Pension Insurance Act. https://narodne-novine.nn.hr/clanci/sluzbeni/2019_10_102_2048.html The Croatian Pension Insurance Institute is a legal person with rights obligations and responsibilities established Law and by the Statute and it has public authority in resolving on the rights and obligations from pension insurance. The HZMO operates independently and it is represented by its director.
The ministry in charge of the pension system performs administrative supervision of the HZMO and the ministry competent for family supervises and monitors the implementation of child benefit regulations.
There are three legal entities in HZMO’s ownership:
• Croatian Pension Insurance d.o.o. (HMO d.o.o.),
• Croatian Pension Investment Company d.o.o. (HMID d.o.o.).
• Croatian Pension Insurance Company (HR MOD d.d.).
HZMO’s head office is in Zagreb, A. Mihanovića 3
Info: HZMO
Croatian Health Insurance Institute, Zagreb Regional Office
Mihanovićeva 3; Zagreb 10000
Tel: +385 1 4577 150
Working hours 8 till 16 hours (Monday-Friday)
E-mail:
info@hzzo.hr
The Croatian Institute for Health Insurance (HZZO) is a public institution and legal entity – its rights, obligations and responsibility are established under the Act on Mandatory Health Insurance and the Statute of the Croatian Institute for Health Insurance
The Ministry of Health monitors the legality of the Institute’s work
The Institute is managed by an Administrative Board, which is comprised of 9 members, appointed by the Government of the Republic of Croatia. The Administrative Board makes adopts decisions and general acts of the Institute. The director governs the work of the Institute. The Institute operates through 7 departments managed by assistant directors. The Institute’s structure consists of a Direction and 4 regional offices (Zagreb, Osijek, Split, Rijeka) that govern the work of 16 regional offices at 134 locations
Info: HZZO
