The compulsory insurance against accidents at work and occupational diseases in Italy is managed by INAIL, a non-economic public body.
The objectives of Inail are:
- reduce the accident phenomenon;
- to ensure workers engaged in hazardous activities;
- ensure the reintegration into working life of those injured at work;
- carry out research activities and develop control and verification methodologies in the field of prevention and safety.
The insurance that is mandatory for all employers who employ employees and para subordinated in activities that the law identifies as risky, protect the worker against damage resulting from accidents and occupational diseases caused by work.
Craftsmen and self-employed farmers are obliged to insure themselves. The insurance indemnifies the employer from the civil liability resulting from the damage suffered by its employees.
A worker posted abroad shall continue to be covered by the social security system of his home country. Social security coverage may be extended if there is a mutual agreement between the administrations of the countries concerned. In the event of an accident during the period of posting, the worker informs the employer abroad of the accident.
In addition, in Italy, the law (L.493/99) provides for an insurance policy against domestic accidents for the protection of persons, women or men, who carry out, free of charge and without obligation of subordination, an activity aimed at caring for the members of the family and the environment in which they live, in a habitual and exclusive way.
The following persons shall be obliged to insure against accidents at home:
- is between 18 and 67 years old;
- carries out the work for the care of the members of the family and the house;
- is not bound by constraints of subordination;
- perform domestic work in a habitual and exclusive manner.
The annual prize is set at € 24.00 per year.
