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Aréli – Siège Social

In France, social housing policy dates from the mid-twentieth century, notably with the law on the limitation of rents from 1948 and the law on low-rental housing (HLM) the following year, in 1949.

The legislation has gradually integrated the objectives of social housing rates then social diversity.

A National Commission for Planning, Town Planning and Land (CNAUF), chaired by Thierry Repentin, interministerial delegate for social diversity in housing, must ensure that the price of land is not dissuasive and that the mix in housing is at least in accordance with the law on urban solidarity and renewal (SRU) throughout the territory (in particular, article 55 of this law specifies where the social rental stock must represent at least 20% or 25% of the total number of main residences).

After a phase of major projects which often led to large sociologically unbalanced housing districts solely devoted to social rental, city policy has gradually sought to (re) insert in these districts “shops, an economic activity. , but also to bring in private property through arrangements to open up the neighborhood ”. In 2015, fifteen years after the SRU vote, according to the CNAUF, “450,000 housing units were built in municipalities, some of which were reluctant, fifteen years ago, to accommodate social housing. (…), out of the 1,022 municipalities in deficit over the period 2011-2013; 615 reached or exceeded their goals, ”but“ 387 were behind their goals.

Of these 387 communities, the State has qualified 222 of them as being in a deficiency situation ”; in these common cases the State has some means of limiting land speculation and it can impose higher financial penalties (and which could be further strengthened by the Equality and Citizenship bill), and even take the place of mayors to create social housing. Since the law of January 13, 2013, under certain conditions, the common heritage of the State can be sold (old barracks for example) at a price lower than the market price to build social housing.

For example, a piece of land in Paris (4 rue de Lille, 7th arrondissement) was sold on June 26, 2015 at a discount rate of 77%. From 2013 to 2015, the allowable discounts represented the equivalent of almost 27 million euros. In a few cases, the discount could be 100%, allowing social landlords to build on land they will not have to buy. In 2018, “nearly one in six households” benefited from so-called social housing, but the Ministry of Territorial Cohesion noted a decrease in the construction of social housing in 2018, confirmed in early 2019.

Nature: Public / Private / Csos-Ngos / Igos

Costs: Free / Partial free / Paid

Link: https://www.demande-logement-social.gouv.fr/index

January 18, 2021/by DataEntry France

Accidents insurance, All

Institut national de la consommation (INC)

According to the results of the “Health Barometer 2010”, 11 million people who were victims of accidents in everyday life (ACVC) sought care, 4.5 million injured people had recourse to emergency services and 500,000 were hospitalised. About 20,000 people die each year from strokes, a third of whom are elderly. By way of comparison, traffic accidents kill about 3,500 people a year.

In view of the frequency of this risk, it may be worth taking out an insurance policy.

Presentation of “Accidents of Life” insurance contracts

Article L. 1171-2 of the Public Health Code defines accidents in everyday life (ACVC) as “all unintentional injuries, with the exception of traffic accidents and accidents at work”.

They correspond to accidents occurring in the home, in sports or leisure areas, at school and may take the form of defenestration, choking, drowning, falls, burns or electrocution, poisoning, cuts, etc.

Prevention is essential to avoid these accidents, the consequences of which can be very serious.

To protect yourself from the financial consequences that may arise as a result of an accident in everyday life, it is possible to take out a specific insurance policy, generally called “life accident insurance”. These contracts cover your financial losses but can also protect your loved ones in the event of death.

Insurers, through the FFSA (Fédération Française des Sociétés d’Assurance, now FFA – Fédération Française des Assurances), have created a “Garantie des Accidents de la Vie” (GAV – Life Accident Guarantee) label for contracts covering this type of accident.

The purpose of these contracts is to cover “the prejudice resulting from accidental events that occur in the private life of the insured, under the age of sixty-five, provided that the accident results in the death of the insured or that the permanent disability directly attributable to the accident is at least equal to 30%”.

It allows rapid compensation to be paid to the insured, even in the absence of a person at fault. This is the main advantage of the contract: even if the person is injured alone, he or she will be able to receive compensation for the injury, which would not have been the case without insurance.

Moreover, compensation is made according to the principles of ordinary law, i.e. according to the scales set by case law, and not according to contractually fixed scales which may not be well adapted. Indeed, compensation under ordinary law has the advantage of taking account of changes over time in the social perception of losses.

To qualify for the GAV label, insurance companies must comply with a minimum base of guarantees, which they can enhance by lowering, for example, the threshold for triggering guarantees or by offering ancillary services, such as assistance or legal protection cover to assist you in any recourse.

In practice, many insurers comply with the minimum guarantee base and add to it, without being labelled “GAV”. In this practical information sheet, you will find the basic guarantees that must, at the very least, make up your contract.

All contracts are based on three essential elements, which determine the amount of the premium:

the number of people covered by the contract (single / couple / family),

– the compensation ceiling: it is at least €1 million per victim, but the insurer may decide to increase this ceiling,

– the insurer’s intervention threshold, from which the guarantees come into play (AIPP rate – Physical and Psychic Integrity Damage – following the accident and determined after an expertise). This rate is 30% in the basic contract, but insurers often provide a trigger rate of between 5 and 15%.

The “basic” content of the GAV contract

What accidental events are covered?

The following events must be covered by the GAV contract:

accidents in private life (e.g. a fall at home, an injury while doing sport, a serious burn),

– natural and technological disasters (e.g. a flood, earthquake, tidal wave, explosion in a factory near your home),

– medical accidents (these are accidents caused during surgery, prevention, diagnosis, exploration, treatment by doctors and medical auxiliaries. The consequences must be abnormal and independent of the evolution of the condition in question for which the act was performed and of the previous state),

– accidents due to attacks or offences (e.g. injuries related to a terrorist attack or attempted murder, assault and battery).

Nature: Private

Mail: La Médiation de l’Assurance
TSA 50110

75441 Paris Cedex 09

https://www.mediation-assurance.org/Saisir+le+mediateur

Link: https://www.inc-conso.fr/content/assurance/les-contrats-dassurance-des-accidents-de-la-vie

January 18, 2021/by DataEntry France

All, Sickness/health insurance and disability

Caisse Primaire d’Assurances Maladie

The ordinances of October 4 and 19, 1945 promulgated by the government of General de Gaulle created a Social Security organization. These ordinances merge all the old insurances (health, retirement, etc.) and provide for the principle of “management of social security institutions by those concerned”.

With the increase in life expectancy, the development of medical progress and the improvement of pensions, Social Security soon found itself faced with financial difficulties. To deal with this, a 1967 ordinance established a separation into independent branches: sickness, family and old age. Each branch is then responsible for its resources and expenditure.

The reform adopted in 2004 by the Parliament aims to safeguard the health insurance system while preserving and consolidating its fundamental principles: equal access to care, quality of care and solidarity.

The missions of a CPAM are as follows: Affiliate the insured persons and manage their rights to health insurance Process treatment sheets and provide service insurance disease and work accidents / occupational diseases (reimbursement of care, payment of daily allowances, advance of medical costs to beneficiaries of universal health protection [PUMA], etc.)
Apply each year, in conjunction with health professionals, a risk management action plan
Develop a prevention and health promotion policy (screening for cancers, impairments, etc.)
Ensure a health and social action policy through individual aid to insured persons and collective aid for the benefit of associations. Each department in mainland France has at least one CPAM, but some departments have more than one. This is, for example, the case in the Nord department which has 4 CPAM (Lille-Douai, Roubaix-Tourcoing, Flanders, Hainaut) or in Pas-de-Calais which has two funds (Artois and Côte d ‘ Opal).
There are 102 CPAMs. Its agents are not civil servants. They are employees of private law employed by organizations of private law. They are covered by several collective agreements, in particular the National Collective Labor Agreement for staff of social security organizations.
The primary health insurance funds (CPAM) are registered with the higher council of the mutuality. This confirms their status as private law bodies.

Nature: Public

Costs: Free

Mail: https://www.ameli.fr/assure/adresses-et-contacts

Phone: 0810 25 59 80* Service 0,06 € / min + prix appel

Opening hours: Monday – Friday from 9h to 16h00

Link: https://www.ameli.fr/

January 18, 2021/by DataEntry France

All, Family allowances

Caisse d’Allocations Familiales

In France, Family Allowances, also known as the Family branch, offer families assistance in the form of additional income, equipment, follow-up and advice, via the network of 101 family allowance funds (CAF), managed by the National Family Allowances Fund (Cnaf). The Caf and the Cnaf constitute the “Family branch”, because they are one of the four components of the general social security system. The other branches are: Sickness, Old Age and Recovery.

The Family branch and its environment: A branch of social security under the supervision of the State

Along with the Sickness, Old-Age and Recovery branches, the Family branch is part of the general social security scheme created in 1945 by an ordinance of 4 October from General De Gaulle.

The State determines the missions of the Branch, the services it serves and its resources. Since 1996, an objectives and management agreement (Cog), signed every five years (initially four years), contractualizes relations between the State and the National Family Allowances Fund (Cnaf).

The Family branch is placed under the double supervision

• the Ministry of Social Affairs and Health

• and the Ministry of the Budget.

But it is also a partner of many ministries, in particular the Ministry of Housing for housing allowances.

The Court of Auditors, the General Inspectorate of Social Affairs (Igas) and the National Control Mission (DSS) ensure control over the Family branch.

A national network of departmental funds

Managed by the National Family Allowances Fund (Cnaf), the Family branch is present throughout the country thanks to its departmental network of family allowance funds (Caf).

The National Family Allowances Fund (Cnaf) is a national public administrative establishment. It enjoys legal personality and financial autonomy. It is administered by a board of directors and headed by a chief executive officer.

It is subject to the control of the competent state authorities, which are represented by government commissioners and by an economic and financial controller general. The family allowance funds (Caf), private law bodies, provide a public service mission governed by the Social Security code. Two of them are common social security funds (Ccss): in Lozère and Mayotte. Thus, more than 36,000 employees spread over 101 Caf support families on a daily basis and help fight inequalities.

Nature: Public

Costs: Free

Mail: https://wwwd.caf.fr/wps/portal/caffr/macaf/contactermacaf#/contactcafprimocourriel

Phone: 0810 25 59 80* Service 0,06 € / min + prix appel

Opening hours: Monday- Friday 9h à 16h00

Link: http://www.caf.fr/allocataires/droits-et-prestations

January 18, 2021/by DataEntry France

All, Unemployment allowances

Pôle Emploi – Direction régionale Hauts-de-France

Pôle Emploi is a stakeholder in the Public Employment Service (PES) in the territories, led by the State in order to ensure the best possible coordination of the actors in charge of employment policy and their partners.

The objective of the PES in the territories is to develop employment and secure professional transitions, in particular for the benefit of the most vulnerable groups in the labor market. Placed under the authority of the regional prefects, it brings together the main operators responsible for the implementation of employment policies at the territorial level, the first of which are Pôle Emploi, local missions and organizations specializing in professional integration. people with disabilities. At the service of youth

Within the framework of the PES, Pôle Emploi is a partner of the State and the National Council of Local Missions (CNML) in order to:

• develop the shared diagnosis necessary for the complementarity of interventions, actors and service offers;

• facilitate access to employment for young people aged 16 to 25 through guidance, vocational training, support (including social) and help to maintain employment;

• develop concerted intervention aimed at businesses to promote the integration of young people into employment and primarily into sustainable employment;

• carry out joint actions aimed at young people, businesses and partners, in particular by taking into account the priorities of employment policies;

• carry out communication actions improving the visibility and readability of the systems by the target audiences as well as by those involved in the partnership. Serving people with disabilities

Pôle Emploi is also at the heart of the professional integration process for people with disabilities. They can register with Pôle Emploi and benefit from support at a local agency or through the national network Cap Emploi.

In particular, an agreement was signed by the State, AGEFIPH, FIPHFP and Pôle Emploi to facilitate access to and return to sustainable employment for job seekers benefiting from the employment obligation. It makes it possible to better specify the responsibilities of each person, to organize a more fluid flow of information, and to make the complementarity of the service offers more understandable by mobilizing, in a relevant way, services, actions and aids from signatory parties.

Nature: Public

Costs: Free

Documents: http://statistiques.pole-emploi.org/stmt/publication

Phone: 09 72 72 39 49

Opening hours: 8.30 am-12.30 pm

Link: https://www.pole-emploi.fr/region/hauts-de-france/

January 18, 2021/by DataEntry France

All, Old age and survivor pensions

Sécurité sociale

January 18, 2021/by DataEntry France

All, Welfare

Sécurité sociale

January 18, 2021/by DataEntry France

All, Traineeship and apprenticeship

Région Hauts-de-France

Hauts-de-France, is an administrative region in the north of France, created by the territorial reform of 2014, the result of the merger of Nord-Pas-de-Calais and Picardy.

On January 4, 2016, the 170 regional councilors elected Xavier Bertrand president of the Regional Council. Following his election, 15 vice-presidents were appointed.

Several times a year, regional elected representatives are called upon to work in collective working sessions: plenary sessions and standing committee. These sessions allow them to exchange, debate, and vote on decisions.

Elected officials vote in particular on:

• Actions carried out concerning each competence of the Region

• Decisions to be taken with regard to certain news

• All subjects impacting the lives of the inhabitants of Hauts-de-France

• The regional budget

The standing committee

An emanation of the regional assembly, the standing committee is made up proportionately of the political groups represented within the regional council.

Its role is to deliberate and give opinions on the files and reports submitted to it (apart from budgetary responsibilities).

Thematic committees

These work and study committees give their opinions on the files proposed by the regional administration according to the competences of the Region. They are made up of regional advisers appointed by their political groups, on a proportional basis.

Each case examined having received a favorable opinion is transmitted for decision to the Regional Assembly meeting in plenary session or in standing committee.

The apprenticeship is aimed at all young people aged 16 to 29. It is even possible to start an apprenticeship contract at age 15, provided that you have completed your third year. Another exception: there is no age limit for people recognized as disabled workers, for les sportsmen de high level or for people who want to create or take over a business and who, for this, need to validate the training pursued.

As of January 1, 2020, Hauts-de-France had more than 40,000 apprentices (for 35,389 as of 01/01/2018), 45 CFA, 372 sites and 676 diplomas prepared.

Based on your age and skill level, calculate your compensation.

Which employers can hire an apprentice?

Private sector employers:

Companies, farmers, traders, manufacturers, craftsmen, associations, liberal professions.

They must have filed a contract with the competent consular chamber (Chamber of Commerce and Industry, Chamber of Trades and Crafts, Chamber of Agriculture). Non-industrial and non-commercial public sector employers:

The State (central administration and decentralized services), Regions, Departments, Municipalities and their public cooperation establishments, public establishments belonging to local authorities, public administrative establishments, local public educational establishments, public hospitals, public administrative establishments of a cultural, scientific, scientific and technical, scientific and technological, health and social nature, public housing offices and public industrial and commercial establishments staffed by civil servants.

They must have filed a contract with the territorial unit of the DIRECCTE of their department. Convinced of the value of apprenticeship for the professional integration of young people, the

Region is committed to supporting and accompanying apprentices throughout their career, via:

• financial aid for transport, accommodation and catering

• aid of 200 euros for the purchase of professional equipment or school supplies in the first year with the Generation # HDF card

• an apprenticeship solidarity fund (FSA) to meet exceptional needs for accommodation, treatment, food, travel, equipment and all other specific difficulties that may arise in daily life.

• The “apprenticeship take-back” system (more information below)

In addition, apprentices can benefit from various devices such as:

• transport assistance to individuals,

• driving license assistance,

• the loan of a vehicle for 2 euros per day,

• the Mermoz mobility grant and the Erasmus + system for studying or doing an internship abroad,

• Generation # HDF good deals, many places to be won for cultural, sporting or tourist events.

Nature: Public

Costs: Free

Documents: https://www.hautsdefrance.fr/categorie/dossiers/apprentissage-dossiers/

Mail: https://www.hautsdefrance.fr/contact/

Phone: 33+(0)3.74.27.00.00

Opening hours: 9 am-11 am; 3 pm-5 pm

Link: https://www.hautsdefrance.fr/conseil-regional-hdf/

January 18, 2021/by DataEntry France

All, Research

Ministère de l’enseignement supérieur, de la recherche et de l’innovation – DRRT Haut-de-France

French research policy is led by the M.E.N.E.S.R. Research activities are carried out either in higher education establishments or research organizations (public research), or in companies (private research). In total, 575,300 people work in this sector, including 266,221 researchers.

French research policy is led by the M.E.S.R.I. Research activities are carried out in higher education establishments and national research organizations (public research). Two-thirds of the research effort is carried out by companies (private research). A total of 604,700 people work in this sector.

The Hauts-de-France region is the 3rd most populous region in France with more than 6 million inhabitants or 9.4% of the French population, it covers 31,814 km2. The regional P.I.B. amounted to 154 billion euros in 2014 and represents the 4th regional GDP with 7.2% of the national GDP. At the level of higher education and research, the region has more than 215,000 students, 9,600 researchers, 47% of whom work in companies. Domestic expenditure for research and development amounts to € 1,727,000, or 1.1% of GDP. In terms of the Future Investments Program, 32 projects were selected, 23 of which are coordinated by a higher education and research establishment in the region.

In Hauts-de-France, the regional plan for higher education, research and innovation sets a strategic orientation for the years 2017-2021, around 3 major axes:

A region of excellence that shines and attracts ;

Higher education for the jobs of today and tomorrow;

Research and innovation for a region that creates values and Higher education and research establishment in Hauts-de-France

The Hauts-de-France region has nearly 215,000 students enrolled in higher education, the region ranks 4th nationally with nearly 9% of students enrolled in France. Higher education and regional research is broken down into two sites within the meaning of the ESR law of 2013. The sites are based on academic perimeters with an overall weight of 80% on the Lille academy and 20% for the academy from Amiens. Each site is structured around a university and scientific group:- la ComUE Lille Nord de France :

La Comue is made up today of 9 founding members: the 4 public universities (University of Artois, University of Lille, University of the Coast of Opale and Poytechnique University of Hauts-de-France), the University Federation and multidisciplinary in Lille, 2 engineering schools (Centrale Lille and IMT Lille-Douai) and two research organizations (CNRS and INRIA). It also has 5 associate members: the Pasteur Institute of Lille, the National School of Architecture and Landscape of Lille, the North of France School of Music and Dance, the Regional Institute for Social Work. -France and the Skema business school. Its statutes were published on August 26, 2015 and the site contract with the M.E.S.R.I. for the years 2015-2019 (Wave E) was signed on July 20, 2015. The COMUE plays a facilitating role in the dynamics of inter-establishment cooperation, driving force in the pooling of technology transfer with SATT North.

It has also enabled the development of proactive strategies for professional integration and entrepreneurship (PEPITE), the structuring of the European doctoral college. Beyond having a coordinating role in terms of training, research and the support of common and transversal actions, the establishments have transferred to Comue the Higher School of Teaching and Education and doctoral training.

– Association Picardie Universities:

The Picardie Universités association, with the Picardie Jules Verne University as its leader, associates the University of Technology of Compiègne (also a member of the Sorbonne Universités association) and 4 private engineering schools (ESIEE: l’Ecole Higher Education in Electrical Engineering and Electronics, ESAD: Higher School of Art and Design (ESCO M: Higher School of Organic and Mineral Chemistry and UniLaSalle). Its statutes were published on June 2, 2016. The 2018-2022 site contract (Wave C) was signed on July 3, 2018.

-the Regional Conference of Grandes Ecoles:

-The CRGE ensures a mission of information and animation of the Grandes écoles, as such it is the privileged interlocutor of the institutions and the communities. It brings together engineering schools, management and business schools, and other schools.Research organizations in Hauts-de-France

The main national research organizations and other scientific expertise structures present in Hauts-de-France are:

• the National Agency for Food, Environmental and Occupational Health Safety

• the Geological and Mining Research Bureau

• the National Center for Scientific Research

• the French Institute of Science and Technology for Transport, Planning and Networks

• French research institute for the exploitation of the sea

• National Institute for the Industrial Environment and Risks

• National Institute of Agronomic Research

• National Institute for Research in Computer Science and Automation

• National Institute for Health and Medical Research

• Institut Pasteur de Lille

• the National Office for Aerospace Studies and Research

Nature: Private

Costs: Free

Documents: download (documents)

https://www.enseignementsup-recherche.gouv.fr/cid131043/panorama-de-l-enseignement-superieur-et-de-la-recherche-en-hauts-de-france.html

https://www.enseignementsup-recherche.gouv.fr/cid56382/organisation-du-systeme-de-recherche-et-d-innovation.html

Mail: Courriel

Phone : 03 28 38 50 19

Opening hours: 8.30 am-19.30 pm

Link: https://www.enseignementsup-recherche.gouv.fr/pid29032/recherche-et-enseignement-superieur-en-region-hauts-de-france.html

January 18, 2021/by DataEntry France

All, Business and entrepreneurship

BGE Hauts de France

January 18, 2021/by DataEntry France